Handicap System

For each round of competition the Current Course Rating for the day is determined (CCR).
Your score is compared with the CCR.

If your handicap
 is in the range

For each stroke
under the CCR
Deduct

If over the CCR 
by at least  

Add 
   0 to   4  0.1  1   0.1
   5 to 12  0.2  2  0.1
 13 to 19  0.3  3  0.1
 20 to 27  0.4  4  0.1
 28 to 36  0.5  5  0.1

Examples:

10 handicapper plays 2 strokes under - loses 0.4

20 handicapper with exact handicap of 20.2 plays 3 strokes below CCR.
He loses 0.4 for the first stroke under - 19.8 (Playing handicap still 20)
then 0.4 for the second - 19.4 (19)
The 0.3 for the last -19.1 (19)

17 handicapper plays 2 strokes over his handicap - no change

3 handicapper player 5 strokes over - add 0.1